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Ancillary Benefits

CCG BENEFITS OFFERS clients complete expertise and experience with all ancillary employee and executive benefits.

These include:

  • Dental Benefits
  • Vision Care Benefits
  • Group Life, Accidental Death & Dismemberment (AD&D) Coverage Benefits
  • Group Short and Long Term Disability Benefits
  • Employee and Executive Pension and Retirement Benefits

A brief review of these benefits follow. Please do not hesitate to call 800-717-2224 to receive immediate help with any questions you may have.

Dental Benefits

At CCG Benefits, we care about oral health and its importance to employees and their families. We strive to make dental coverage accessible to our clients in an affordable manner. As an example, by using a CCG Benefits customized self-funded dental plan you can stop wasting money on monthly premiums. Did you know?

40% of all employees with dental health coverage never actually go to the dentist.

Only 5% of all members that do utilize their dental health benefits actually meet the plan year maximum.

Why pay a monthly premium for health benefits that the employees are not using?

CCG Benefits has the knowledge and experience with self-funded dental plans to create substantial savings. We have what your employees need in a dental plan:

  • Access to thousands of participating dentists nationwide
  • Plan design flexibility
  • On-line enrollment and claims management
  • Full administrative services
  • In-house ERISA attorney
  • Low administrative costs

Self-funded dental plans have the flexibility, financial rewards, and coverage to please clients of all sizes.

Ancillary Benefits table

This employer group received a 40% savings by only changing from an insurance carrier charging a monthly premium to a self-funded dental plan. No other benefit changes were made!

Vision Care Benefits

Many CCG Benefits clients seek vision care as part of their benefits requirements. We are expert and experienced at recommending affordable vision care solutions for our clients.

Group Life, Accidental Death & Dismemberment (AD&D) Coverage Benefits

  • Basic Group Life/AD&D benefits
  • Voluntary Supplemental Group Life/AD&D Benefits
    • Employees
    • Dependents
  • Travel Accident

We will help you design a plan, go to the marketplace to obtain the best pricing and then assist you in implementing one of these plans or a combination thereof. Employers may provide a basic benefit and allow employees to purchase additional amounts of insurance to cover themselves and their dependents.

Group Short and Long Term Disability Benefits

  • State Statutory Disability
  • Super-statutory Short Term Disability
  • Long Term Disability

For employers with employees located in New York and New Jersey, we can assist you in determining the financial competitiveness of your DBL or TDB plan costs. As mandated benefits, the only flexibility is in how much you actually pay for this coverage.

We can also work with you to supplement any basic benefits with additional short-term disability coverage or look into long term disability benefits to protect employees against a loss of income due to an extended illness or accidental injury. The employer may fund these other plans or require them to be entirely employee paid.

Employee and Executive Pension and Retirement Benefits

CCG offers the complete spectrum of employee and executive benefits:

  • Defined Benefit Plans
  • Money Purchase Plans
  • Profit Sharing Plans
  • 401(k) Plans
  • Employee Stock Ownerships Plans (ESOPs)
  • Target Benefit Plans
  • Nonqualified Deferred Compensation Plans
  • Voluntary Employee Benefits Association (VEBA)

Please go to CCG Pensions for further detail on these benefits.

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